The construction home loan is perfect for those who are building a new house or doing major renovations on an existing one. It has different characteristics than the more traditional type of mortgage, and can also be used as a line of credit to help with any upfront costs you may have before your project begins. Getting approved for this particular loan doesn't happen overnight though - it depends entirely upon how soon you want financing approval, if there's enough equity in your property yet (most banks will require at least 20%), and what kind of income requirements they have set forth not only during application but when making payments too!

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